Banks and transfer of money

It's early days yet but looking ahead, am already wondering about the logistics of the move. One of the things that came up was how to move our money from Singapore to Oz?

We could move it by cash. There is no limit to the amount of cash you can bring into Australia but amounts of $10000 or more have to be reported. There are no fees associated though with carrying physical currency. Let's leave that on the back-burner though think about the banks.

According to Wikipedia, in Australia, the big four banks are National Australia Bank, Commonwealth Bank, Westpac and Australia and New Zealand Banking Group (ANZ). Between them, they hold 80% of the home loan markets etc etc.

Decided to take a look at the four banks and see what they had to offer;

Commonwealth Bank (CBA):

1. Dedicated page for migrant banking @ link 
2. Open up to 3 months in advance
3. Bank online (NetBank - Australia's #1 online bank)
4. Access to the largest ATM and branch network (4300) in Australia
5. Need to go to an Oz branch before you can withdraw money
6. Email the Migrant Financial Services at mfs@cba.com.au
7. Able to open the account in SG. Call 8006162219
8. Rate check on 31 Oct, AUD 1 = SGD 1.073300
9. No monthly account fees for first 12 months.
10. Debit Mastercard ready to collect upon arrival in Oz.
11. Unlimited electronic transactions free of withdrawal fees

Westpac:

1. Dedicated page for migrant banking @ link
2. Open up to 12 months prior to arriving in Australia
3. Bank online (Westpac Online Banking)
4. Access to Westpac ATMs network (2800 - 3000)
5. Need to go to Oz branch before you can withdraw money
6. Email Westpac Choice at migrantbank@westpac.com.au
7. If calling from Singapore. 8006167062
8.  Rate check on 31 Oct, AUD 1 = SGD 1.07
9. No monthly service fee for first 12 months. Conditions apply after that.

Australia and New Zealand Banking Group (ANZ):

1. Dedicated page for migrant banking @ link
2. Open up to 12 months in advance
3. Call them at 66818041. Branch is at 50 Raffles Place, #01-03 Singapore Land Tower
4. Rate check on 31 Oct, AUD 1 = SGD 1.0740
5. Access to the ANZ ATM network (2600)
6. ANZ Internet Banking - visit anz.com
7. Need to visit an ANZ branch to complete identification process. If you visit the branch after 6 weeks of arriving, you need to bring additional identification documentation etc.
8. No number offered for SG to call but all calls can be directed to +44 (0) 203 229 2436, +61 3 8699 6943.
9. Fee structure is muddled but goes something like this
1. $5 monthly fee waived if you deposit $2000 a month
2. waived for 12 months from your application date when you apply online
3. The only time you'll incur additional fee is if you overdraw or transact overseas.

National Australia Bank (NAB):

1. Dedicated page for migrant banking @ link
2. Open up to 12 months in advance and have been in Australia for less than 6 weeks
3. Access to NAB ATM network (3400)
4. ATM access in 8 different languages, Chinese being one of them - if that's important to you.
5. Free to set up, no minimum deposit or balance requirements.
6. No monthly account keeping fees
7. Email them at nab.migrant.banking@nab.com.au
8. Call them at 6419700 (0900 - 1700, Mon to Fri). Branch is at 12 marina View #20-02 Asia Square Tower 2
9. Dedicated migrant banker allocated upon application.
10. Rate check on 31 Oct, AUD 1 = SGD 1.0746

Yet to arrive at a decision but of all the 4 websites I've visited, ANZ was the most confusing. If I have to make a decision now, would definitely lean towards CBA, Westpac or NAB.